| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 1031 W 4TH AVENUE STE 400 ANCHORAGE, AK 99501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | $0 | $16K | 15.37% |
| SHARON MAY LINDSAY3 Filed as: SHARON B SESSOMS | 1431 ONEAL RD HIXSON, TN 37343 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11K | $0 | $11K | 10.42% |
| STACI FISHER3 | 1789 BRADY DR APT 4 DALTON, GA 30720 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 1.64% |
| ETHAN GREER3 | 558 CLINGSMAN LANE CHATTANOOGA, TN 37419 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 1.43% |
| REBECCA LYNN HOGAN3 | 246 E 11TH ST CHATTANOOGA, TN 37402 | CONTINENTAL AMERICAN INSURANCE COMPANY | $777 | $0 | $777 | 0.76% |
| TAYLOR THIGPEN3 | 605 COMMODORE LN KNOXVILLE, TN 37934 | CONTINENTAL AMERICAN INSURANCE COMPANY | $692 | $0 | $692 | 0.68% |
| CASEY A CURLEE3 Filed as: CASEY AARON CURLEE | 11227 YARNELL RD KNOXVILLE, TN 379321934 | CONTINENTAL AMERICAN INSURANCE COMPANY | $118 | $0 | $118 | 0.12% |
| STEVEN BREWER3 | 1081 GROVES RD PIKEVILLE, TN 373676737 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | $0 | $44 | 0.04% |
| RILEY D GRAVES3 | 281 WADDELL RD SW CLEVELAND, TN 373118355 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 0.01% |
| THE BALDWIN GROUP WEST LLC3 Filed as: THE BALDWIN GROUP SOUTHEAST LLC | 4211 WEST BOY SCOUT BLVD SUITE 800 TAMPA, FL 33607 | CONTINENTAL AMERICAN INSURANCE COMPANY | -$125 | $0 | -$125 | -0.12% |
| MARSH & MCLENNAN AGENCY LLC3 | 4900 LIBBY MILL EAST BLVD STE 100 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14K | $5K | $20K | 20.51% |
| MARSH & MCLENNAN AGENCY LLC3 | 4900 LIBBY MILL EAST BLVD STE 100 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | $4K | $16K | 19.93% |
| MARSH & MCLENNAN AGENCY LLC3 | 4900 LIBBY MILL EAST BLVD STE 100 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $12K | $4K | $16K | 20.61% |
| MARSH & MCLENNAN AGENCY LLC3 | 4900 LIBBY MILL EAST BLVD STE 100 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $2K | $10K | 19.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 545 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 546 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 545 | $158K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 113 | $96K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 94 | $51K |
| Other(3 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 545 | $260K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 545 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.