No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE EIN 36-2739571 NONE | Claims processing; Contract Administrator; Float revenue; Other services; Named fiduciary; Participant communication Service code 12 | 5901 LINCOLN DRIVE MINNEAPOLIS, MN 55436 | $240K |
| SOUTHERN BENEFIT ADMINISTRATORS EIN 62-1116095 NONE | Plan Administrator; Consulting (general) Service code 14 | P.O. BOX 1449 GOODLETTSVILLE, TN 37070 | $121K |
| VIVEKA HEALTH EIN 86-2467157 NONE | Other insurance fees and expenses Service code 73 | 12550 BISCAYNE BLVD 505 MIAMI, FL 33181 | $14K |
| DANIELS IRWIN & AYLOR EIN 62-1802605 NONE | Accounting (including auditing) Service code 10 | 223 MADISON ST. SUITE 112 MADISON, TN 37115 | $14K |
| STANDARD VALUATIONS, INC. EIN 41-1327339 NONE | Consulting (general); Consulting fees; Investment advisory (plan) Service code 16 | 790 CLEVELAND AVE. S. ST. PAUL, MN 55116 | $13K |
| GODWIN, MORRIS, LAURENZI, BLOOMFIEL EIN 62-1371542 NONE | Legal Service code 29 | P.O. BOX 3290 MEMPHIS, TN 381730290 | $11K |
| FIRST HORIZON NONE | Custodial (other than securities); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | P.O. BOX 84 MEMPHIS, TN 38101 | $7K |
| MONEY MARKET AND MUTUAL FUNDS NONE | Investment management; Custodial (securities) Service code 19 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 485 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 57 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 542 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 542 | $30K |
| Life insurance | 5 STAR LIFE INSURANCE COMPANY | 542 | $61K |
| Prescription drug | LABOR FIRST LLC | 57 | $144K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE | 542 | $372K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 542 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.