| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | PO BOX 62689 VIRGINIA BEACH, VA 23466 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $26K | $17K | $42K | 18.01% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, LLC | 200 GALLERIA PARKWAY SE, SUITE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.73% |
| JOYCE WEBER ENTERPRISES INC3 Filed as: JOYCE WEBER ENTERPRISES, INC. | 13313 FALCON POINTE DRIVE ORLANDO, FL 32837 | AFLAC | $5K | $180 | $5K | 9.66% |
| DH2 ENTERPRISES INC3 Filed as: DH2 ENTERPRISES, INC. | 13313 FALCON POINTE DRIVE ORLANDO, FL 32837 | AFLAC | $2K | $42 | $2K | 3.18% |
| USI INSURANCE SERVICES LLC3 | 2400 EAST COMMERCIAL BOULEVARD SUITE 600 FORT LAUDERDALE, FL 33308 | AFLAC | $1K | $0 | $1K | 2.19% |
| A & M BONURA & ASSOCIATES INC3 Filed as: A & M BONURA & ASSOCIATES, INC. | 1882 LAUREL BROOK LOOP CASSELBERRY, FL 32707 | AFLAC | $680 | $42 | $722 | 1.44% |
| VENUS S. BENSON AND OTHER AGENTS3 | 3351 GREENWICH VILLAGE BOULEVARD APARTMENT 102 ORLANDO, FL 32835 | AFLAC | $414 | $0 | $414 | 0.82% |
| JUSTIN WAYNE WEBER3 | 12030 AGANA STREET ORLANDO, FL 32387 | AFLAC | $410 | $0 | $410 | 0.82% |
| ANDREW CONNORS3 Filed as: ANDREW D. CONNORS | 2251 ALEXANDER DRIVE TITUSVILLE, FL 32796 | AFLAC | $166 | $0 | $166 | 0.33% |
| THE JOSEPH AGENCY INC.4 Filed as: THE JOSEPH AGENCY, INC. | 314 WICKHAM COURT LONGWOOD, FL 32779 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $105 | $0 | $105 | 7.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 339 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 339 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 339 | $234K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 339 | $234K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 339 | $234K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 339 | $234K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 339 | $234K |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 339 | $285K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 339 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.