| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE, LLC-WEST REGION AB55 | 5411 SKY CENTER DRIVE SUITE 600 TAMPA, FL 33607 | HEALTH OPTIONS, INC | $19K | — | $19K | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC-WEST REGION AB55 | 5411 SKY CENTER DRIVE SUITE 600 TAMPA, FL 33607 | BLUE CROSS BLUE SHIELD OF FLORIDA | $15K | — | $15K | 5.00% |
| ACRISURE LLC3 | 2965 ALTERNATE 19 NORTH PALM HARBOR, FL 34683 | GUARDIAN | $8K | $403 | $9K | 11.60% |
| ACRISURE LLC3 | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | GUARDIAN | — | $5K | $5K | 6.75% |
| ACRISURE LLC3 Filed as: ACRISURE SOUTHEAST PARTNERS INSURAN | — | GUARDIAN | — | $5K | $5K | 6.75% |
| FRANK H FURMAN INC3 | — | GUARDIAN | — | $5K | $5K | 6.75% |
| JLP INTERESTS INC3 | — | GUARDIAN | — | $5K | $5K | 6.75% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: LASSITERWARE, LLC | — | GUARDIAN | — | $5K | $5K | 6.75% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA/ALLTRUST INSURANC | 5411 SKY CENTER DRIVE SUITE 600 TAMPA, FL 33607 | HEALTH OPTIONS, INC | $2K | — | $2K | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA/ALLTRUST INSURANC | 5411 SKY CENTER DRIVE SUITE 600 TAMPA, FL 33607 | BLUE CROSS BLUE SHIELD OF FLORIDA | $1K | — | $1K | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ALLTRUST INSURANCE | DBA ALLTRUST INSURANCE PALM HARBOR, FL 34683 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 14.97% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ALLTRUST INSURANCE | DBA ALLTRUST INSURANCE PALM HARBOR, FL 34683 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 14.93% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ALLTRUST INSURANCE | DBA ALLTRUST INSURANCE PALM HARBOR, FL 34683 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 14.97% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ALLTRUST INSURANCE | 5411 SKYCENTER DRIVE SUITE 600 TAMPA, FL 33607 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $521 | — | $521 | 14.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 112 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | HEALTH OPTIONS, INC | 66 | $748K |
| Dental | GUARDIAN | 108 | $74K |
| Vision | GUARDIAN | 108 | $74K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 112 | $23K |
| Short-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 112 | $28K |
| Long-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 112 | $28K |
| Other(2 contracts, 2 carriers) | GUARDIAN | 112 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 112 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.