| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | 500 W. 13TH ST. FORT WORTH, TX 76102 | HEALTH OPTIONS | $12K | — | $12K | 2.76% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE | 3939 TAMPA RD. OLDSMAR, FL 34677 | HEALTH OPTIONS | $5K | — | $5K | 1.23% |
| M.E. WILSON COMPANY, LLC3 Filed as: M.E. WILSON COMPANY LLC | PO BOX 373 TAMPA, FL 33601 | HEALTH OPTIONS | $5K | — | $5K | 1.22% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | 500 W. 13TH ST. FORT WORTH, TX 76102 | BLUE CROSS BLUE SHIELD OF FLORIDA | $2K | — | $2K | 2.61% |
| M.E. WILSON COMPANY, LLC3 | PO BOX 373 TAMPA, FL 33601 | BLUE CROSS BLUE SHIELD OF FLORIDA | $1K | — | $1K | 1.40% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAL & ASSOCIATES INSURANCE | 3939 TAMPA RD. OLDSMAR, FL 34677 | BLUE CROSS BLUE SHIELD OF FLORIDA | $652 | — | $652 | 0.86% |
| STAHL & ASSOCIATES INSURANCE INC.3 | 110 CARILLON PARKWAY ST. PETERSBURG, FL 33716 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 4.22% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 110 CARILLON PARKWAY ST. PETERSBURG, FL 33716 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 3.23% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY LLC | 300 W. PLATT ST. TAMPA, FL 33606 | HUMANA INSURANCE COMPANY | $610 | — | $610 | 1.56% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE | 110 CARILLON PARKWAY ST. PETERSBURG, FL 33716 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 11.71% |
| M.E. WILSON COMPANY, LLC3 Filed as: M.E. WILSON COMPANY LLC | 300 WEST PLATT STREET TAMPA, FL 33606 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $584 | — | $584 | 3.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 8 | $76K |
| Dental | HUMANA INSURANCE COMPANY | 100 | $39K |
| Vision | HUMANA INSURANCE COMPANY | 100 | $39K |
| Life insurance | HUMANA INSURANCE COMPANY | 100 | $39K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 30 | $18K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH OPTIONS | 53 | $498K |
| Other | HUMANA INSURANCE COMPANY | 100 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 100 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.