| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY, LLC | PO BOX 373 TAMPA, FL 33601 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $162K | $162K | 2.84% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY INC | PO BOX 373 TAMPA, FL 33601 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $18K | $18K | 0.32% |
| M.E. WILSON COMPANY, LLC3 Filed as: ME WILSON COMPANY | PO BOX 373 TAMPA, FL 33601 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $22K | — | $22K | 12.65% |
| IMG3 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IA 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $40 | $40 | 0.02% |
| M.E. WILSON COMPANY, LLC3 Filed as: M. E. WILSON COMPANY | 120 6TH STREET SOUTH ST. PETERSBURG, FL 33701 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $16K | $1K | $17K | 46.26% |
| M.E. WILSON COMPANY, LLC3 Filed as: M E WILSON | P.O BOX 373 TAMPA, FL 33601 | EYEMED VISION CARE | $3K | — | $3K | 9.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 736 | $5.7M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 379 | $37K |
| Vision | EYEMED VISION CARE | 549 | $36K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 420 | $175K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 420 | $175K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 420 | $175K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 736 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.