| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA INC | PO BOX 904037 CHARLOTTE, NC 28290 | SUNLIFE ASSURANCE COMPANY OF CANADA | $25K | — | $25K | 5.02% |
| GRAVITY BENEFITS INC3 | 26701 DUBLIN WOODS CIR 2ND FL BONITA SPRINGS, FL 34135 | SUNLIFE ASSURANCE COMPANY OF CANADA | $25K | — | $25K | 4.98% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS CORROON CORPORATION | 3000 BAYPORT DRIVE STE 300 TAMPA, FL 336078415 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $24K | $3K | $27K | 7.66% |
| GRAVITY BENEFITS INC3 | 26701 DUBLIN WOODS CIRCLE 2ND BONITA SPRINGS, FL 34135 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $18K | — | $18K | 5.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA | 806 TYVOLA RD, STE 108 PO BOX 904037 CHARLOTTE, NC 282904037 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $31 | $3K | 1.19% |
| GRAVITY BENEFITS INC3 | 26701 DUBLIN WOODS CIR STE 2 BONITA SPRINGS, FL 341357227 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $567 | $3K | 1.06% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE INC | 806 TYVOLA RD, STE 108 C/O JP MORGAN CHASE CHARLOTTE, NC 282173538 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 1.06% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF FLORIDA-TAMPA, FL | PO BOX 904037 CHARLOTTE, NC 28290 | EYEMED VISION CARE | $805 | — | $805 | 6.17% |
| GRAVITY BENEFITS INC3 Filed as: GRAVITY BENEFITS-BONITA SPRINGS, FL | 26701 DUBLIN WOODS CIRCLE 2ND FL BONITA SPRINGS, FL 34135 | EYEMED VISION CARE | $653 | — | $653 | 5.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 51 | $242K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,067 | $241K |
| Vision | EYEMED VISION CARE | 626 | $13K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 361 | $354K |
| Stop-loss / reinsurancereinsurance | SUNLIFE ASSURANCE COMPANY OF CANADA | 331 | $506K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 361 | $354K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,067 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.