| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 1745 NORTH BROWN ROAD STE 250 LAWRENCEVILLE, GA 300438156 | HUMANA HEALTH PLAN, INC | $4K | $329 | $4K | 3.92% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC. | 1745 NORTH BROWN RD STE 250 LAWRENCEVILLE, GA 300438156 | HUMANA INSURANCE COMPANY | $997 | — | $997 | 6.80% |
| UNITED PRODUCERS GROUP LLC3 | 504 ROYALL AVE MT PLEASANT, SC 294644762 | HUMANA INSURANCE COMPANY | $586 | — | $586 | 4.00% |
| ENROLLEASE3 | 7979 OLD GEORGETOWN ROAD STE 300 BETHESDA, MD 208142554 | HUMANA INSURANCE COMPANY | $286 | — | $286 | 1.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 13 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 11 | $104K |
| Dental | HUMANA INSURANCE COMPANY | 13 | $15K |
| Vision | HUMANA INSURANCE COMPANY | 13 | $15K |
| Life insurance | HUMANA INSURANCE COMPANY | 13 | $15K |
| Stop-loss / reinsurancereinsurance | HUMANA HEALTH PLAN, INC | 11 | $104K |
| Other | HUMANA INSURANCE COMPANY | 13 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.