| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JONI DANIELS3 | 1931 SHARON ROAD WOODRUFF, SC 29388 | AFLAC | $22K | $803 | $23K | 10.04% |
| DANNY DANIELS3 | 1931 SHARON ROAD WOODRUFF, SC 29388 | AFLAC | $4K | — | $4K | 1.72% |
| BRANDON S FLEMING3 Filed as: BRANDON FLEMING | 18632 WOLF CREEK DRIVE EDMOND, OK 73012 | AFLAC | $3K | $70 | $3K | 1.26% |
| JUSTIN M GUIDI3 Filed as: JUSTIN GUIDI | 555 N PLEASANTBURG DRIVE SUITE 200 GREENVILLE, SC 29607 | AFLAC | $2K | $161 | $2K | 0.96% |
| DONALD P KREDENSOR3 Filed as: DONALD KREDENSOR | 1112 RIVER WALK DRIVE SIMPSONVILLE, SC 29681 | AFLAC | $2K | — | $2K | 0.73% |
| ROSS CHEELY3 | 121 HUDSON DRIVE NE MILLEDGEVILLE, GA 31061 | AFLAC | $974 | — | $974 | 0.43% |
| CONNIE FERGUSON3 | 105 CEDAR KNOB SE EATONTON, GA 31024 | AFLAC | $770 | — | $770 | 0.34% |
| JOHN TYLER3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $737 | — | $737 | 0.32% |
| JUDITH GUNNELLS3 | 4935A RIVOLI DRIVE MACON, GA 31210 | AFLAC | $413 | — | $413 | 0.18% |
| PEGGY CRANE3 | 111 WALKER ROAD BYRON, GA 31008 | AFLAC | $389 | — | $389 | 0.17% |
| JASON WEST3 | 6501 PEAKE ROAD SUITE 950 MACON, GA 31210 | AFLAC | $355 | — | $355 | 0.16% |
| GEORGE WILLIAMS3 Filed as: GEORGE WILLIAMS AND COMPANY | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $211 | — | $211 | 0.09% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | P O BOX 273488 BOCA RATON, FL 33427 | AFLAC | $196 | — | $196 | 0.09% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | P O BOX 273488 BOCA RATON, FL 33427 | AFLAC | $196 | — | $196 | 0.09% |
| DAYTON LLC3 | 324 OLD WOOD DRIVE COLUMBIA, SC 29212 | AFLAC | $175 | — | $175 | 0.08% |
| DAYTON LLC3 | 324 OLD WOOD DRIVE COLUMBIA, SC 29212 | AFLAC | $175 | — | $175 | 0.08% |
| AMY SISK CUNNINGHAM3 Filed as: AMY CUNNINGHAM | 141 SUGAR HILL COURT BOILING SPRINGS, SC 29316 | AFLAC | $168 | — | $168 | 0.07% |
| AMY SISK CUNNINGHAM3 Filed as: AMY CUNNINGHAM | 141 SUGAR HILL COURT BOILING SPRINGS, SC 29316 | AFLAC | $168 | — | $168 | 0.07% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM L AMOS AND CO INC | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $154 | — | $154 | 0.07% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM L AMOS AND CO INC | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $154 | — | $154 | 0.07% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC/BECK & ASSOC | 6900 HILTOP COURT COLUMBUS, GA 31904 | AFLAC | $126 | — | $126 | 0.06% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC/BECK & ASSOC | 6900 HILTOP COURT COLUMBUS, GA 31904 | AFLAC | $126 | — | $126 | 0.06% |
| CHERI FRAME3 | 4790 OXFORD ROAD MACON, GA 31210 | AFLAC | $116 | — | $116 | 0.05% |
| JOE SANDEFUR3 | 2958 THORNWOOD DRIVE MACON, GA 31204 | AFLAC | $101 | — | $101 | 0.04% |
| J BECK INC3 | P O BOX 5386 COLUMBUS, GA 31906 | AFLAC | $96 | — | $96 | 0.04% |
| GARY W JOHNSON3 Filed as: GARY JOHNSON | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $89 | — | $89 | 0.04% |
| JOHN B COLLINS3 Filed as: JOHN COLLINS | 311 PEBBLE HOLLOW DRIVE MILLEDGEVILLE, GA 31061 | AFLAC | $49 | — | $49 | 0.02% |
| LUCILLE BENNETT3 | 702 BROAD STREET P O BOX 577 HAWKINSVILLE, GA 31036 | AFLAC | $48 | — | $48 | 0.02% |
| STEPHEN YOUNG3 | 490 NW WOODLANDS TERR LAKE CITY, FL 32055 | AFLAC | $40 | — | $40 | 0.02% |
| BRADLEY BOLICK3 | 6433 FALL BRANCH DRIVE COLUMBUS, GA 31904 | AFLAC | $40 | — | $40 | 0.02% |
| RICHARD G MCGOWAN3 Filed as: RICHARD TERRELL INC | 2943 GLENBROOK DRIVE COLUMBUS, GA 31906 | AFLAC | $38 | — | $38 | 0.02% |
| EDWIN KURTZ3 | 567 SW TULAROSA LANE LAKE CITY, FL 32025 | AFLAC | $37 | — | $37 | 0.02% |
| SEAN FERGUSON3 | 325 GLENHAVEN DRIVE MILLEDGEVILLE, GA 31061 | AFLAC | $34 | — | $34 | 0.01% |
| TROY BLACK JR3 | P O BOX 1023 VALDOSTA, GA 31603 | AFLAC | $33 | — | $33 | 0.01% |
| SCOTT PLYLER3 | 3315 N VALDOSTA ROAD SUITE B VALDOSTA, GA 31602 | AFLAC | $29 | — | $29 | 0.01% |
| JRP AGENCY LLC3 | 4712 RADAR SITE ROAD VALDOSTA, GA 31605 | AFLAC | $29 | — | $29 | 0.01% |
| JOHN B OWENS3 Filed as: JOHN OWENS | 737 BURNT MILL CREEK ROAD MOUNTVILLE, SC 29370 | AFLAC | $27 | — | $27 | 0.01% |
| DENNIS C LINDEY3 Filed as: DENNIS LINDEY | P O BOX 1082 GOODLETTSVILLE, TN 37070 | AFLAC | $26 | — | $26 | 0.01% |
| C KING3 | 931-B SOUTH MAIN STREET SUITE 206 KERNERSVILLE, NC 27284 | AFLAC | $24 | — | $24 | 0.01% |
| SUE TUCKER3 | 1224 PEACOCK AVENUE SUITE 205 COLUMBUS, GA 31906 | AFLAC | $24 | — | $24 | 0.01% |
| CHRISTOPHER GLOVER3 | 1606 LOWELL LANE ALBANY, GA 31707 | AFLAC | $23 | — | $23 | 0.01% |
| MIMS BENEFIT GROUP3 | 118 NORTHAMPTON ROAD LEESBURG, GA 31763 | AFLAC | $21 | — | $21 | 0.01% |
| RICHARD CARTER SR3 | 1224 PEACOCK AVENUE SUITE 205 COLUMBUS, GA 31906 | AFLAC | $21 | — | $21 | 0.01% |
| AMY RILES3 | 1720 WHISPERWOOD STREET ALBANY, GA 31721 | AFLAC | $20 | — | $20 | 0.01% |
| JOY L POLLOCK3 Filed as: JOY POLLOCK | 741 DELWOOD CHURCH ROAD CAMILLA, GA 31730 | AFLAC | $20 | — | $20 | 0.01% |
| CARSON LEE CHERRY3 Filed as: CARSON CHERRY | 1425 PIEDMONT DRIVE E SUITE 101B TALLAHASSEE, FL 32308 | AFLAC | $20 | — | $20 | 0.01% |
| JANET S BATES3 Filed as: JANET BATES | 12008 HARMON LANE PINEVILLE, NC 28134 | AFLAC | $19 | — | $19 | 0.01% |
| LARA CARLSON3 | 106 LAUREL VIEW DRIVE ST SIMONS ISLAND, GA 31522 | AFLAC | $19 | — | $19 | 0.01% |
| JENNIFER SMITH3 | 319 N MAIN AVENUE SUITE 130 SPRINGFIELD, MO 65806 | AFLAC | $18 | — | $18 | 0.01% |
| REGINA BRANHAM3 | 17 JACOBS MILL COURT ELGIN, SC 29045 | AFLAC | $18 | — | $18 | 0.01% |
| DENNIS A SZCZESNY3 Filed as: DENNIS SZCZESNY | 165 INVERNESS DRIVE LEXINGTON, SC 29072 | AFLAC | $18 | — | $18 | 0.01% |
| BARBARA SMITH3 | 235 W ROOSEVELET AVENUE SUITE 226 ALBANY, GA 31701 | AFLAC | $16 | — | $16 | 0.01% |
| TERESA LUMMUS3 | 145 OCONEE WOODS TRAIL SHARPSBURG, GA 30277 | AFLAC | $15 | — | $15 | 0.01% |
| DORIS BLACK3 | P O BOX 1023 VALDOSTA, GA 31601 | AFLAC | $10 | — | $10 | 0.00% |
| FRANCES SANDRA BOND3 Filed as: FRANCES BOND | 480 HOLLY SPRINGS CHURCH ROAD INMAN, SC 29349 | AFLAC | $10 | — | $10 | 0.00% |
| RONALD ROBERTSON3 | 304 MYRTLE STREET WARNER ROBINS, GA 31903 | AFLAC | $10 | — | $10 | 0.00% |
| IRVIN BRANHAM3 | 17 JACOBS MILL COURT ELGIN, SC 29045 | AFLAC | $10 | — | $10 | 0.00% |
| MARSHAL DARRAH INC3 | 3602 OLD DAWSON ROAD ALBANY, GA 31721 | AFLAC | $7 | — | $7 | 0.00% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $6 | — | $6 | 0.00% |
| ANDREW NEPORENT3 | 1800 VALLEY VIEW LANE FARMERS BRANCH, TX 75234 | AFLAC | $5 | — | $5 | 0.00% |
| RAWLEIGH JACKSON3 | P O BOX 218 BONAIRE, GA 31005 | AFLAC | $5 | — | $5 | 0.00% |
| MINDY GUISEWITE3 | 7025 GARDEN WALK COLUMBIA, MD 21044 | AFLAC | $4 | — | $4 | 0.00% |
| ELLEN M CRAWFORD3 Filed as: ELLEN CRAWFORD | P O BOX 42155 TOWSON, MD 21284 | AFLAC | $4 | — | $4 | 0.00% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $3 | — | $3 | 0.00% |
| BARBARA WHIPPLE3 | 203 JACKSON STREET OAKFIELD, GA 31722 | AFLAC | $2 | — | $2 | 0.00% |
| RPM LTD3 | P O BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $2 | — | $2 | 0.00% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 28 MAGNOLIA AVE ST AUGUSTINE, FL 32084 | AFLAC | $2 | — | $2 | 0.00% |
| MICHELLE HASKELL3 | P O BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $2 | — | $2 | 0.00% |
| MARY J FRAME3 | 1133 LUCKY DEBONAIR DRIVE MACON, GA 31210 | AFLAC | $2 | — | $2 | 0.00% |
| PATRICIA A PARK3 Filed as: PATRICIA PARK | 5000 THURMOND MALL SUITE 103 COLUMBIA, SC 29201 | AFLAC | $2 | — | $2 | 0.00% |
| PATRICIA DOXZEN3 | 11504 SAINT DAVIDS LANE LUTHERVILLE, MD 21093 | AFLAC | $1 | — | $1 | 0.00% |
| LINDA B CAMPBELL3 Filed as: LINDA CAMPBELL | 174 PALMETTO GREEN DRIVE LONGS, SC 29568 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: DAVID M BROWN | 2200 GRAYSTONE DRIVE SAINT CHARLES, MO 63303 | AFLAC | $1 | — | $1 | 0.00% |
| RONALD TRULUCK3 | 1934 PANTHEON DRIVE WINTER GARDEN, FL 34787 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 380 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 380 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 380 | $227K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 380 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.