| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | BLUECROSS AND BLUESHIELD OF SOUTH CAROLINA | $43K | — | $43K | 2.68% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | DELTA DENTAL OF MISSOURI | $10K | $1K | $11K | 10.43% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $7K | $1K | $8K | 17.70% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $529 | $529 | 1.13% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $5K | $833 | $6K | 16.13% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $347 | $347 | 0.94% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $4K | $885 | $5K | 13.07% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $369 | $369 | 1.03% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $4K | $700 | $5K | 17.49% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $291 | $291 | 1.03% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | EYEMED | $2K | — | $2K | 12.05% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $3K | $321 | $3K | 22.46% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $134 | $134 | 1.03% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $1K | $264 | $2K | 17.67% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $110 | $110 | 1.11% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | UNITED OF OMAHA | $1K | $238 | $2K | 17.64% |
| NFP INSURANCE SERVICES INC3 | — | UNITED OF OMAHA | — | $99 | $99 | 1.10% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | MDVIRTUAL CARE | $532 | — | $532 | 16.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 160 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 160 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | BLUECROSS AND BLUESHIELD OF SOUTH CAROLINA | 142 | $1.7M |
| Dental | DELTA DENTAL OF MISSOURI | 243 | $110K |
| Vision | EYEMED | 230 | $14K |
| Life insurance(2 contracts) | UNITED OF OMAHA | 162 | $65K |
| Short-term disability | UNITED OF OMAHA | 51 | $47K |
| Long-term disability | UNITED OF OMAHA | 161 | $36K |
| Other(2 contracts) | UNITED OF OMAHA | 162 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 243 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.