| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GIBSON INSURANCE AGENCY, INC.3 Filed as: GIBSON & ASSOCIATES INC. | 7139 BROAD RIVER ROAD IRMO, SC 29063 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | $0 | $6K | 6.35% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INC. | 1612 MARION STREET, SUITE 1 COLUMBIA, SC 29201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $0 | $3K | 2.88% |
| MGIS5 | 111 SOUTH MAIN STREET, SUITE 400 SALT LAKE CITY, UT 84111 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $180 | $180 | 0.20% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF SOUTH CAROLINA, IN | 7515 NORTHSIDE DRIVE NORTH CHARLES, SC 39420 | SUN LIFE ASSURANCE COMPANY OF CANADA | $66 | $0 | $66 | 0.07% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF SC INC. | 3700 FOREST DRIVE STE 300 COLUMBIA, SC 29204 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $0 | $4K | 4.95% |
| GIBSON INSURANCE AGENCY, INC.3 Filed as: GIBSON & ASSOCIATES INC. | 7139 BROAD RIVER RD IRMO, SC 29063 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $0 | $3K | 4.20% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INC. | 1612 MARION STREET COLUMBIA, SC 29201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $0 | $3K | 3.33% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES, I | 7515 NORTHSIE DRIVE STE 150 NORTH CHARLES, SC 29420 | SUN LIFE ASSURANCE COMPANY OF CANADA | $637 | $0 | $637 | 0.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 195 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 195 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SUN LIFE ASSURANCE COMPANY OF CANADA | 110 | $89K |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 89 | $76K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 89 | $76K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 110 | $89K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 110 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 110 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.