| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRANSTAR INSURANCE BROKERS, INC.3 Filed as: TRANSTAR INSURANCE BROKERS INC | 5450 E HIGH ST. PHOENIX, AZ 85054 | COMMUNITY INSURANCE COMPANY | $51K | — | $51K | 1.30% |
| NUB RUNOFF INC3 | 4151 EXECUTIVE PKWY #340 WESTERVILLE, OH 43081 | COMMUNITY INSURANCE COMPANY | $22K | $1K | $24K | 0.60% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | PO BOX 803507 DALLAS, TX 75380 | COMMUNITY INSURANCE COMPANY | $5K | — | $5K | 0.14% |
| SHAWN MARQUIS AGENCY INC3 Filed as: SHAWN-MARQUIS AGENCY INC | 110 EAST WILSON BRIDGE RD SUITE 260 COLUMBUS, OH 43085 | COMMUNITY INSURANCE COMPANY | -$4K | — | -$4K | -0.09% |
| VARIOUS - SEE ATTACHMENT3 | PO BOX 1365 COLUMBIA, SC 292021365 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47K | $7K | $54K | 23.24% |
| TRANSTAR INSURANCE BROKERS, INC.3 Filed as: TRANSTAR INSURANCE BROKERS INC | 5450 E HIGH ST. SUITE 300 PHOENIX, AZ 85054 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | $4K | — | $4K | 6.40% |
| INDIGO INSURANCE SERVICES3 | 101 HUNTINGTON AVENUE, SUITE 1300 BOSTON, MA 02199 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | — | $4K | $4K | 6.26% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | $390 | — | $390 | 0.66% |
| AON CONSULTING INC Filed as: AON RISK SERVICES SOUTHWEST | PO BOX 803507 DALLAS, TX 75380 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | $356 | — | $356 | 0.60% |
| VARIOUS - SEE ATTACHED3 Filed as: VARIOUS BROKERS (SEE ATTACHED) | PO BOX 1365 COLUMBIA, SC 292021365 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $2K | $11K | 26.36% |
| DONALD LYNN ATWELL3 | 102 PROFESSIONAL PL STE 103 WAXAHACHIE, TX 75165 | COMBINED STATES LEGAL SERVICES | $3K | — | $3K | 13.82% |
| TRANSTAR INSURANCE BROKERS, INC.3 Filed as: TRANSTAR INSURANCE BROKERS INC | 5450 E HIGH ST. SUITE 300 PHOENIX, AZ 85054 | COMBINED STATES LEGAL SERVICES | $850 | — | $850 | 4.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 210 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 210 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 353 | $3.9M |
| Dental | COMMUNITY INSURANCE COMPANY | 353 | $3.9M |
| Vision | COMMUNITY INSURANCE COMPANY | 353 | $3.9M |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 187 | $334K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 93 | $233K |
| Long-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 59 | $41K |
| Other(4 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 187 | $352K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 353 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.