| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J. WEINER ASSOCIATES, INC. | — | UNITED CONCORDIA INSURANCE COMPANY | $5K | $0 | $5K | 7.50% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES INC. | 2711 CENTERVILLE RD STE 205 WILMINGTON, DE 19808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOC INC | 2711 CENTERVILLE ROAD STE 205 WILMINGTON, DE 19808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES INC. | 2711 CENTERVILLE RD STE 205 WILMINGTON, DE 19808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.00% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES INC. | 2711 CENTERVILLE RD STE 205 WILINGTON, DE 19808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.00% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES, INC. | RED CLAY CTR AT LITTLE FALLS 2961 CENTERVILLE ROAD, SUITE 300 WILMINGTON, DE 19808 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 15.00% |
| WEINER BENEFITS GROUP LLC3 Filed as: WEINER BENEFITS GROUP | 2961 CENTERVILLE RD, STE 300 WILMINGTON, DE 19808 | TRANSAMERICA LIFE INSURANCE COMPANY | $129 | $0 | $129 | 1.60% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET ST, STE 201 HAVRE DE GRACE, MD 21078 | TRANSAMERICA LIFE INSURANCE COMPANY | $103 | $0 | $103 | 1.28% |
| HILARY RADOLEC3 Filed as: HILARY B RADOLEC | 165 CROSSBOW LN GAITHERSBURG, MD 20878 | TRANSAMERICA LIFE INSURANCE COMPANY | $91 | $0 | $91 | 1.13% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES INC. | 2711 CENTERVILLE RD STE 205 WILMINGTON, DE 19808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $613 | $0 | $613 | 9.42% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOC INC | 2711 CENTERVILLE ROAD STE 205 WILMINGTON, DE 19808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $543 | $0 | $543 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 171 | $68K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 101 | $7K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 136 | $12K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 99 | $34K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 8 | $8K |
| Other(5 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 136 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.