Filings through .
| Carrier | Coverage | Premium, renewal |
|---|---|---|
Broker: Marsh & McLennan Agency LLC DentalVision | DentalVision | Pro |
Broker: Marsh & McLennan Agency LLC OtherLTDLifeIndemnity | OtherLTDLifeIndemnity | Pro |
Broker: Marsh McLennan Agency LLC LTDOther | LTDOther | Pro |
See premium, retention and renewal dates for 8 contracts with Pro.
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| Provider | Services | Address | Compensation |
|---|---|---|---|
| IMA OF LOUISIANA EIN 72-0950191 NONE | Contract Administrator; Direct payment from the plan; Claims processing; Other commissions Service code 12 | 1325 BARKSDALE BLVD STE 300 BOSSIER CITY, LA 71111 | $122K |
| MARSH & MCLENNAN AGENCY EIN 26-3237576 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 3300 W. ESPLANADE AVE STE 301 METAIRIE, LA 70002 | $118K |
| DREXI, INC EIN 46-4488538 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | 2700 NORTH CENTRAL AVE SUITE 1400 PHOENIX, AZ 85004 | $48K |
| CIGNA EIN 59-1031071 NONE | Direct payment from the plan; Other services Service code 49 | 900 COTTAGE GROVE ROAD BLOOMFIELD, CT 06002 | $20K |
| PREMIER ACCESS INC EIN 75-2931247 NONE | Direct payment from the plan; Other services Service code 49 | 330 N. BRAND BLVD. STE 700 GLENDALE, CA 91203 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 339 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 339 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | 278 | $142K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | 278 | $142K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 339 | $4K |
| Long-term disability(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 348 | $91K |
| Other(6 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 347 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 348 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.