| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 67201 | VISION CARE DIRECT | $3K | — | $3K | 10.00% |
| IMA, INC.3 Filed as: IMA INC | 6200 LBJ FWY STE 200 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| IMA, INC.3 Filed as: IMA,INC | 6200 LBJ FWY STE 200 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 6.02% |
| IMA, INC.3 | 6200 LBJ FWY STE 200 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $484 | — | $484 | 9.99% |
| IMA, INC.3 Filed as: IMA,INC | 6200 LBJ FWY STE 200 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $166 | $166 | 3.43% |
| BRAD J SCHUMACHER3 Filed as: BRAD J. SCHUMACHER | 2804 COUNTRY LANE HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 2.66% |
| DAVID J WINDHOLZ3 Filed as: DAVID J. WINDHOLZ | 1101 FAIRWAY DRIVE HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 1.82% |
| TIMOTHY J SCHUMACHER3 Filed as: TIMOTHY J. SCHUMACHER | P.O. BOX 657 HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.98% |
| RANDY WEBER3 Filed as: RANDY D. WEBER | 2010 MAIN STREET TERRACE HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.56% |
| JOSEPH A. BREWSTER3 | 703 SOUTH MADISON STREET PLAINVILLE, KS 67663 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.42% |
| ALLEN E. JAMES3 | 412 NORTH MAIN WAKEENEY, KS 67672 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.28% |
| KENNETH D MORRIS JR3 Filed as: KENNETH D. MORRIS JR. | 5410 PLYMOUTH DRIVE LAWRENCE, KS 66049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.14% |
| NATHAN L HARRISON3 Filed as: NATHAN L. HARRISON | 16024 MANCHESTER ROAD SUITE 111 ELLISVILLE, KS 63011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 203 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 203 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CONTINENTAL AMERICAN INSURANCE COMPANY | 19 | $713 |
| Vision | VISION CARE DIRECT | 211 | $30K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 205 | $23K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 20 | $6K |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 205 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 211 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.