| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS, INC | 8605 AIRPORT FREEWAY NORTH RICHLAND HILLS, TX 73129 | BLUECROSS BLUESHIELD OF OKLAHOMA | $36K | $3 | $36K | 4.62% |
| ALLIANT INSURANCE SERVICES, INC.3 | PO BOX 120670 SAN DIEGO, CA 92112 | BLUECROSS BLUESHIELD OF OKLAHOMA | $3K | $1 | $3K | 0.38% |
| ALLIANT INSURANCE SERVICES, INC.3 | 13230 PAWNEE DRIVE, SUITE 300 OKLAHOMA CITY, OK 73114 | DELTA DENTAL OF OKLAHOMA | $3K | — | $3K | 4.00% |
| BRINSON BENEFITS, INC.3 | 8605 AIRPORT FREEWAY NORTH RICHLAND, TX 76180 | DEARBORN LIFE INSURANCE COMPANY | $2K | $954 | $3K | 23.22% |
| ALLIANT INSURANCE SERVICES, INC.3 | 800 GESSNER ROAD, SUITE 300 HOUSTON, TX 77024 | DEARBORN LIFE INSURANCE COMPANY | $148 | $0 | $148 | 1.29% |
| BRINSON BENEFITS, INC.3 | PO BOX 674344 DALLAS, TX 75267 | VISION SERVICE PLAN | $691 | — | $691 | 7.69% |
| ALLIANT INSURANCE SERVICES, INC.3 | PO BOX 745977 LOS ANGELES, CA 90074 | VISION SERVICE PLAN | $34 | — | $34 | 0.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 128 | $779K |
| Dental | DELTA DENTAL OF OKLAHOMA | 82 | $65K |
| Vision | VISION SERVICE PLAN | 78 | $9K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 150 | $11K |
| Prescription drug | BLUECROSS BLUESHIELD OF OKLAHOMA | 128 | $779K |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 150 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.