| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA, LLC | PO BOX 198 JOHN ADAIR GREER, SC 296520198 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $3K | $17K | 11.26% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NORTH CAROLINA | 530 N TRADE ST STE 302 WINSTON SALEM, NC 27101 | TRANSAMERICA LIFE INSURANCE COMPANY | $10K | — | $10K | 76.66% |
| COMPASS ENROLLMENT PARTNERS, LLC3 | 1600 PLEASANT RIDGE RD STATE ROAD, NC 28676 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 17.92% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 N PARK DR STE 200 HUNT VALLEY, MD 21030 | TRANSAMERICA LIFE INSURANCE COMPANY | $53 | — | $53 | 0.41% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA LLC | PO BOX 198 JOHN ADAIR GREER, SC 29652 | METROPOLITAN LIFE INSURANCE COMPANY | $530 | $111 | $641 | 13.03% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA LLC | PO BOX 198 JOHN ADAIR GREER, SC 29652 | METROPOLITAN LIFE INSURANCE COMPANY | $605 | $99 | $704 | 14.97% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA LLC | PO BOX 198 JOHN ADAIR GREER, SC 29652 | METROPOLITAN LIFE INSURANCE COMPANY | $581 | $64 | $645 | 20.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | BLUE CHOICE HEALTHPLAN SOUTH CAROLINA | 88 | $782K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 200 | $155K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 200 | $155K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 200 | $168K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 200 | $155K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 200 | $155K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 200 | $155K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 200 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.