| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IVY ENROLL LLC3 | 11311 ARCADE DR., SUITE 210 LITTLE ROCK, AR 72212 | TRUSTMARK INSURANCE COMPANY | $9K | — | $9K | 14.57% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B 6TH FL SAN DIEGO, CA 92101 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 6.24% |
| IVY ENROLL LLC3 | 1131 ARCADE DR, SUITE 210 LITTLE ROCK, AR 72212 | TRUSTMARK INSURANCE COMPANY | $7K | — | $7K | 20.29% |
| PHILLIP GOODRUM3 | PO BOX 778895 CHICAGO, IL 60677 | TRUSTMARK INSURANCE COMPANY | $7K | — | $7K | 18.74% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES INC. | 2290 HUNTINGTON DRIVE SUITE 200 SAN MARINO, CA 91108 | TRUSTMARK INSURANCE COMPANY | $5K | — | $5K | 12.49% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 701 B ST. 6TH FLOOR SAN DIEGO, CA 92101 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 8.70% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 450 COUNTRY CLUB ROAD EUGENE, OR 97401 | USABLE LIFE | $2K | — | $2K | 9.32% |
| DAVID NEEDHAM3 | 1840 PARK RIDGE DRIVE VAN BUREN, AR 72956 | USABLE LIFE | $961 | $28 | $989 | 5.02% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2850 GOLD ROAD ROLLING MEADOWS, IL 60008 | USABLE LIFE | $661 | $108 | $769 | 3.90% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $106 | — | $106 | 0.54% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD FAYETTEVILLE, AR 72703 | USABLE LIFE | $86 | — | $86 | 0.44% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 450 COUNTRY CLUB ROAD EUGENE, OR 97401 | USABLE LIFE | $188 | — | $188 | 9.51% |
| DAVID NEEDHAM3 | 1840 PARK RIDGE DRIVE VAN BUREN, AR 72956 | USABLE LIFE | $98 | $5 | $103 | 5.21% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES | 10425 S 82ND E AVENUE TULSA, OK 74133 | USABLE LIFE | $65 | — | $65 | 3.29% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $11 | — | $11 | 0.56% |
| JERRY DUNCAN3 | 516 EAST MILLSAP ROAD FAYETTEVILLE, AR 72703 | USABLE LIFE | $9 | — | $9 | 0.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 166 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 166 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 284 | $108K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 251 | $23K |
| Life insurance(3 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 62 | $58K |
| Short-term disability | TRUSTMARK INSURANCE COMPANY | 90 | $62K |
| Other(3 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 90 | $101K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.