| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICHARD A LOOS3 | 3700 CHAPEL HILLS LN LINCOLN, NE 68507 | ASSURITY LIFE INSURANCE COMPANY | $7K | — | $7K | 10.79% |
| UNIFIED LEGACY ADVISORS LLC3 | 17002 MARCY ST SUITE 120 OMAHA, NE 68118 | ASSURITY LIFE INSURANCE COMPANY | $6K | — | $6K | 8.97% |
| PLUMMER INSURANCE INC3 | 9732 US HWY 26 BRIDGEPORT, NE 69336 | ASSURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 4.79% |
| LINCOLN CAPITAL SOLUTIONS, LLC3 Filed as: LINCOLN CAPITAL SOLUTIONS LLC | P.O. BOX 67045 LINCOLN, NE 68506 | ASSURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 4.47% |
| BRANDON M DRAGER3 | 570 FALLBROOK BLVD STE 101 LINCOLN, NE 68521 | ASSURITY LIFE INSURANCE COMPANY | $21 | — | $21 | 0.03% |
| UNIFIED LEGACY ADVISORS LLC3 | 17002 MARCY ST SUITE 120 OMAHA, NE 68118 | ASSURITY LIFE INSURANCE COMPANY | $463 | — | $463 | 7.64% |
| RICHARD A LOOS | 3700 CHAPEL HILLS LN LINCOLN, NE 68507 | ASSURITY LIFE INSURANCE COMPANY | $456 | — | $456 | 7.52% |
| LINCOLN CAPITAL SOLUTIONS, LLC3 Filed as: LINCOLN CAPITAL SOLUTIONS LLC | P.O. BOX 67045 LINCOLN, NE 68506 | ASSURITY LIFE INSURANCE COMPANY | $316 | — | $316 | 5.21% |
| PLUMMER INSURANCE INC3 | 9732 US HWY 26 BRIDGEPORT, NE 69336 | ASSURITY LIFE INSURANCE COMPANY | $202 | — | $202 | 3.33% |
| RICHARD A LOOS3 | 3700 CHAPEL HILLS LN LINCOLN, NE 68507 | ASSURITY LIFE INSURANCE COMPANY | $247 | — | $247 | 41.03% |
| PLUMMER INSURANCE INC3 | 9732 US HWY 26 BRIDGEPORT, NE 69336 | ASSURITY LIFE INSURANCE COMPANY | $108 | — | $108 | 17.94% |
| UNIFIED LEGACY ADVISORS LLC3 | 17002 MARCY ST SUITE 120 OMAHA, NE 68118 | ASSURITY LIFE INSURANCE COMPANY | $55 | — | $55 | 9.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 214 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other(3 contracts) | ASSURITY LIFE INSURANCE COMPANY | 214 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 214 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.