| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 2150 S CENTRAL EXPY STE 280 MC KINNEY, TX 75070 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 5.41% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PTRS INS SVCS LL | 19401 40TH AVE WEST #440 LYNNWOOD, WA 98036 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 3.67% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PTRS INS SVCS LL | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 80112 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $687 | — | $687 | 0.91% |
| ACRISURE LLC3 | 2150 S CENTRAL EXPY STE 280 MC KINNEY, TX 75070 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 5.55% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PTRS INS SVCS LL | 19401 40TH AVE WEST #440 LYNNWOOD, WA 98036 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.54% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PTRS INS SVCS LL | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 80112 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $638 | — | $638 | 0.92% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | -$16 | -$16 | -0.02% |
| ACRISURE LLC3 | 2150 S CENTREAL EXPY STE 280 MC KINNEY, TX 75070 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.13% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PTRS INS SVCS LL | 19401 40TH AVE WEST #440 LYNNWOOD, WA 98036 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $369 | — | $369 | 0.58% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PTRS INS SVCS LL | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 80112 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $115 | — | $115 | 0.18% |
| ACRISURE LLC3 | 2150 S CENTRAL EXPY STE 280 MC KINNEY, TX 75070 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 4.21% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PTRS INS SVCS | 19401 40TH AVE WEST #440 LYNNWOOD, WA 98036 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.99% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PTRS INS SVCS | 9605 S KINGTON CT STE 150 ENGLEWOOD, CO 80112 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $576 | — | $576 | 0.91% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PARTNERS | INSURANCE SERVICES, LLC 19401 40TH AVE W, STE 440 LYNNWOOD, WA 98036 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | — | $8K | 13.98% |
| ACRISURE LLC3 | 2150 S CENTRAL EXPY STE 280 MCKINNEY, TX 75070 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 2.81% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA GDP ADVISORS | 2150 S CENTRAL EXPY STE 280 MCKINNEY, TX 75070 | VISION SERVICE PLAN | $345 | — | $345 | 1.18% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA BENEFIT HEALTH AD | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 80112 | VISION SERVICE PLAN | $144 | — | $144 | 0.49% |
| ACRISURE LLC3 Filed as: ACRISURE NORTHWEST PARTNERS | INSURANCE SERVICES, LLC 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | VISION SERVICE PLAN | $49 | — | $49 | 0.17% |
| ACRISURE LLC3 | 2150 S CENTRAL EXPY STE 280 MC KINNEY, TX 75070 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $476 | — | $476 | 5.50% |
| ACRISURE LLC3 Filed as: ACRISURSE NORTHWEST PTRS INS SVCS L | 19401 40TH AVE WEST #440 LYNNWOOD, WA 98036 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $311 | — | $311 | 3.60% |
| ACRISURE LLC3 Filed as: ACRISURSE NORTHWEST PTRS INS SVCS L | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 80112 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $77 | — | $77 | 0.89% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $17 | $17 | 0.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF COLORADO | 372 | $190K |
| Vision | VISION SERVICE PLAN | 125 | $29K |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 154 | $141K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 154 | $75K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 154 | $63K |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 154 | $127K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 372 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.