| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GBS BENEFITS INC3 Filed as: GBS HOUSTON INC. | 9575 KATY FWY STE 150 HOUSTON, TX 77024 | BLUECROSS BLUESHIELD OF TX | $77K | — | $77K | 0.86% |
| AMERICANIZED BENEFIT CONSULTANTS3 Filed as: AMERICANIZED BENEFITS CONSULTANTS T | 9575 KATY FWY STE 150 HOUSTON, TX 77024 | BLUECROSS BLUESHIELD OF TX | — | $3K | $3K | 0.04% |
| GBS BENEFITS INC3 Filed as: GBS HOUSTON INC. | 9575 KATY FWY STE 150 HOUSTON, TX 77024 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $38K | $21K | $59K | 9.49% |
| AMERICANIZED BENEFIT CONSULTANTS3 Filed as: AMERICANIZED CONSULTANTS LTD | 9575 KATY FWY STE 150 HOUSTON, TX 77024 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $38K | — | $38K | 6.11% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP LLC | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $31K | $31K | 5.00% |
| GBS BENEFITS INC3 Filed as: GBS BENEFITS INC. | 465 S 400 E STE 300 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | — | $15K | 2.45% |
| UNITED OF OMAHA LIFE INSURANCE CO5 Filed as: UNITED OF OMAHA LIFE INSURANCE | MUTUAL OF OMAHA PLAZA OMAHA, NE 68175 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $13K | $13K | 2.11% |
| GBS BENEFITS INC3 Filed as: GBS HOUSTON INC. | 9575 KATY FWY STE 150 HOUSTON, TX 77024 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15K | — | $15K | 29.33% |
| NOEL EUGENE BEENE3 | 17230 KOBUK VALLEY CIR HUMBLE, TX 77346 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 10.95% |
| MICHAEL ANDERS LLC3 | 110 CYPRESS STATION DR STE 115 HOUSTON, TX 77090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 8.89% |
| MARY E HUCKABEE3 Filed as: MARY ELIZABETH HUCKABEE | 1510 RIVERBEND XING SUGAR LAND, TX 77478 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.64% |
| ZAIDE OLIVA ROSARIO3 | 7802 NORTHBRIDGE DR SPRING, TX 77379 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.64% |
| MICHELLE PUGET3 Filed as: MICHELLE TERRY PUGET | 410 N COCHRAN ST BELLVILLE, TX 77418 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.25% |
| ROBERT A BLANKENSHIP3 Filed as: ROBERT ALAN BLANKENSHIP | 2214 FORELAND HOUSTON, TX 77077 | CONTINENTAL AMERICAN INSURANCE COMPANY | $442 | — | $442 | 0.88% |
| TOM LY3 Filed as: TOM HONG LY | 21347 CYPRESS CONIFER DR CYPRESS, TX 77433 | CONTINENTAL AMERICAN INSURANCE COMPANY | $346 | — | $346 | 0.69% |
| AMERICANIZED BENEFIT CONSULTANTS3 | 9575 KATY FREEWAY STE 150 HOUSTON, TX 77024 | UNITED BEHAVIORAL HEALTH DBA OPTUM | $2K | — | $2K | 7.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 554 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 554 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TX | 1,350 | $9.0M |
| Dental | BLUECROSS BLUESHIELD OF TX | 1,350 | $9.0M |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 546 | $623K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 546 | $623K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 546 | $623K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 546 | $623K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,350 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.