See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 23 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 17 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $4.1M |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Claims processing Service code 12 | — | $983K |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Claims processing; Contract Administrator Service code 12 | — | $265K |
| TELUS HEALTH LTD EIN 52-1883918 NONE | Employee (plan) Service code 30 | — | $255K |
| HAWAII DENTAL SERVICE EIN 99-0107971 NONE | Claims processing Service code 12 | — | $208K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,400 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 104 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,497 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 17,001 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 6 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 1,894 | $51.4M |
| Dental(4 contracts, 4 carriers) | CIGNA HEALTH & LIFE INSURANCE CO. | 378 | $5.9M |
| Vision(3 contracts, 3 carriers) | CIGNA HEALTH & LIFE INSURANCE CO. | 7,228 | $5.6M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE CO. | 20,932 | $4.8M |
| Short-term disability | METROPOLITAN LIFE INSURANCE CO. | 15,970 | $5.9M |
| Long-term disability(10 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE CO. | 15,970 | $6.7M |
| Prescription drug | MCS LIFE INSURANCE COMPANY | 26 | $247K |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE CO. | 20,932 | $8.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,932 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.