| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | BLUE CROSS BLUE SHIELD OF FLORIDA | $40K | $0 | $40K | 2.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVCS, INC. | 1201 WEST CYPRESS CREEK ROAD SUITE 130 FORT LAUDERDALE, FL 33309 | BLUE CROSS BLUE SHIELD OF FLORIDA | $40K | $0 | $40K | 1.98% |
| HOLMES MURPHY & ASSOCIATES3 | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | HEALTH OPTIONS, INC. | $6K | $0 | $6K | 2.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVCS, INC. | 1201 WEST CYPRESS CREEK ROAD SUITE 130 FORT LAUDERDALE, FL 33309 | HEALTH OPTIONS, INC. | $6K | $0 | $6K | 1.91% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, LLC | PO BOX 9207 DES MOINES, IA 50306 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 3.38% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 901 MARQUETTE AVENUE, SUITE 1800 MINNEAPOLIS, MN 55402 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 3.33% |
| HAYS COMPANIES, INC.3 | 901 MARQUETTE AVENUE, SUITE 1800 MINNEAPOLIS, MN 55402 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 3.09% |
| INS OF RAYMOND STRICKLAND JR3 Filed as: INS. OFF. OF RAYMOND STRICKLAND JR. | 741 NE 3RD STREET OCALA, FL 34470 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.79% |
| V V BENEFIT SOLUTIONS INC3 Filed as: VV BENEFIT SOLUTIONS, INC. | 2780 NE 16TH STREET POMPANO BEACH, FL 33470 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 14.92% |
| INS OF RAYMOND STRICKLAND JR3 Filed as: INS. OFF. OF RAYMOND STRICKLAND JR. | 741 NE 3RD STREET OCALA, FL 34470 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 14.56% |
| AILEEN KEENAN3 Filed as: AILEEN M. KEENAN | 9603 NW 36TH COURT POMPANO BEACH, FL 33065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 9.89% |
| BRIAN GEORGE JAEGGI3 | 2875 NW 28TH STREET BOCA RATON, FL 33434 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 3.80% |
| JUAN C SOSA3 Filed as: JUAN CARLOS SOSA | 7875 RED RIVER ROAD WEST PALM BEACH, FL 33411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $736 | $0 | $736 | 2.24% |
| ETHAN GREER3 | 558 CLINGMANS LANE CHATTANOOGA, TN 37419 | CONTINENTAL AMERICAN INSURANCE COMPANY | $608 | $0 | $608 | 1.85% |
| SHARONA ABADI3 Filed as: SHARONA ABADI AND OTHER AGENTS | 18151 NE 31ST COURT, SUITE 1017 AVENTURA, FL 33160 | CONTINENTAL AMERICAN INSURANCE COMPANY | $355 | $0 | $355 | 1.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 153 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 153 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 94 | $2.3M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 255 | $166K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 255 | $166K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 255 | $166K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 540 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 540 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.