Filings through .
| Carrier | Coverage | Premium, renewal |
|---|---|---|
Broker: Reschini Agency, Inc. HealthRx | HealthRx | Pro |
Broker: National Benefit Center Stop-loss | Stop-loss | Pro |
Vision | Vision | Pro |
Broker: Reschini Agency, Inc. LifeLTD | LifeLTD | Pro |
Dental | Dental | Pro |
See premium, retention and renewal dates for 5 contracts with Pro.
Pro shows premium, covered lives, retention, contract numbers and the renewal date for each contract. Free for 7 days, no card. Then $49 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK, INC. EIN 23-1294723 INSURANCE CARRIER | Claims processing Service code 12 | 120 FIFTH AVENUE SUITE 2015 PITTSBURGH, PA 15222 | $79K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 289 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 289 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC. | 289 | $1.8M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 292 | $0 |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 287 | $26K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 180 | $16K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 180 | $16K |
| Prescription drug | HIGHMARK, INC. | 289 | $1.8M |
| Stop-loss / reinsurancereinsurance | ZURICH AMERICAN INSURANCE COMPANY | 152 | $144K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 292 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.