No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIED BENEFIT SYSTEMS, LLC EIN 36-3086057 THIRD PARTY ADMINSTRATOR | Contract Administrator Service code 13 | — | $221K |
| CIGNA HEALTH AND LIFE INSURANCE EIN 59-1031071 NETWORK ACCESS PROVIDER | Insurance services Service code 23 | — | $78K |
| EMPLOYER WELLNESS SOLUTIONS EIN 48-1225122 PLAN CONSULTANT | Consulting fees Service code 70 | — | $37K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Accounting (including auditing) Service code 10 | — | $34K |
| COMMERCE BANK EIN 48-0962626 INVESTMENT MANAGER | Investment management Service code 28 | — | $24K |
| CARL WISHY-DURHAM EIN 47-1941446 PLAN CONSULTANT | Insurance agents and brokers Service code 22 | — | $23K |
| CBIZ BENEFITS & INSURANCE EIN 31-1582098 FUND CONSULTANT | Insurance agents and brokers Service code 22 | — | $23K |
| KUTAK ROCK LLP EIN 47-0597598 FUND ATTORNEY | Legal Service code 29 | — | $17K |
| NEW DIRECTIONS EIN 43-1698690 PLAN CONSULTANT | Consulting fees Service code 70 | — | $8K |
| US BANK, N.A EIN 31-0841368 INVESTMENT MANAGER | Investment management Service code 28 | — | $6K |
| GUARDIAN DENTAL PPO NETWORK AXCESS PROVIDER | Insurance services Service code 23 | PO BOX 26095 LEHIGH VALLEY, PA 18002 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 476 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 484 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AETNA LIFE INSURANCE COMPANY | 432 | $46K |
| Stop-loss / reinsurancereinsurance | MANAGEMENT PARTNERS LLC | 432 | $351K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 432 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.