No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 N/A | Claims processing; Insurance brokerage commissions and fees Service code 12 | 9201 WATSON ROAD ST. LOUIS, MO 63126 | $138K |
| MARSH & MCLENNAN AGENCY LLC N/A | Consulting (general) Service code 16 | 825 MARYVILLE CENTER DRIVE, SUITE 2 ST LOUIS, MO 63017 | $29K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 N/A | Accounting (including auditing) Service code 10 | 566 W. LAKE ST. SUITE 300 CHICAGO, IL 60661 | $27K |
| CAVANAGH & O'HARA EIN 37-1259635 N/A | Legal Service code 29 | 407 EAST ADAMS ST. SPRINGFIELD, IL 62705 | $27K |
| SHEET METAL WORKERS 218 UNION EIN 37-1220876 AFFILIATED LOCAL OF PLAN | Contract Administrator Service code 13 | 2855 VIA VERDE SPRINGFIELD, IL 62703 | $19K |
| MANNING & NAPIER EIN 16-0995736 N/A | Investment management Service code 28 | 550 W. FRONTAGE RD. SUITE 3769 NORTHFIELD, IL 60093 | $8K |
| UNITED ACTURIAL EIN 35-2156428 NONE | Actuarial Service code 11 | — | $8K |
| MILLIMAN NONE | Actuarial Service code 11 | 500 N BROADWAY AVE., SUITE 1750 ST LOUIS, MO 63102 | $7K |
| DATA RESEARCH GROUP NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 200 E DAVIS ST CULPEPER, VA 22701 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 310 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 129 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 439 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 367 | $18K |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 367 | $18K |
| Stop-loss / reinsurancereinsurance | UNION LABOR LIFE INSURANCE COMPANY | 367 | $310K |
| Other | SYMETRA LIFE INSURANCE COMPANY | 367 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 367 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.