| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD LEAWOOD, KS 66211 SUITE 100 LEAWOOD, KS 66211 | DELTA DENTAL OF MISSOURI | $9K | $223 | $9K | 10.47% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES LLC | 4601 COLLEGE BLVD LEAWOOD, KS 66211 SUITE 100 LEAWOOD, KS 66211 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $5K | $13K | 20.33% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF KC EIN 43-1257251 MEDICAL PLAN TPA | Contract Administrator; Claims processing Service code 12 | 2301 MAIN ST P.O. BOX 419169 KANSAS CITY, MO 64141 | $132K |
| BUKATY COMPANIES LLC EIN 48-1224371 AGENT/BROKER | Insurance agents and brokers Service code 22 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | $26K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 246 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 246 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MISSOURI | 153 | $85K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 246 | $62K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 246 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 246 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.