| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GA SOLUTIONS LLC3 Filed as: CT SOLUTIONS LTD | 3660 S GEYER RD SUITE 200 ST. LOUIS, MO 63127 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $36K | $358 | $36K | 3.50% |
| CT SOLUTIONS DBA SONUS BENEFITS3 | 3660 S GEYER RD STE 200 SAINT LOUIS, MO 63127 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $2K | $6K | 20.26% |
| FORTUNE INSURANCE AGENCY3 Filed as: FORTUNE INSURANCE GROUP LLC | 3494 JEFFCO BLVD ARNOLD, MO 63010 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $215 | — | $215 | 5.11% |
| HARBISON BENEFIT CONSULTANTS LLC3 | PO BOX 386 PILOT KNOB, MO 63663 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $132 | — | $132 | 3.14% |
| VALERIE ROBERTSON3 | 444 SCHNIEDER HILL CT FRNTON, MO 63026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | — | $50 | 1.19% |
| JASON BRINK3 Filed as: JASON JAMES BRINK | 1931 LAKEHURST DR SAINT LOUIS, MO 63146 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | — | $45 | 1.07% |
| SUSAN MARIE WEITKAMP3 | 246 FIDDLECREEK RIDGE RD WENTZVILLE, MO 63385 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.83% |
| FORTUNE INSURANCE AGENCY3 Filed as: FORTUNE INSURANCE GROUP LLC | 3494 JEFFCO BLVD ARNOLD, MO 63010 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $62 | — | $62 | 3.86% |
| HARBISON BENEFIT CONSULTANTS LLC3 | PO BOX 386 PILOT KNOB, MO 63663 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $56 | — | $56 | 3.48% |
| SUSAN MARIE WEITKAMP3 | 246 FIDDLECREEK RIDGE RD WENTZVILLE, MO 63385 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.87% |
| VALERIE ROBERTSON3 | 444 SCHNEIDER HILL CT FRNTON, MO 63026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.50% |
| GAIL D GOODEN CORP3 | 60 SPRING TRIAL CT SAINT CHARLES, MO 63303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.37% |
| JASON BRINK3 Filed as: JASON JAMES BRINK | 1931 LAKEHURST DR SAINT LOUIS, MO 63146 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.31% |
| JENNIFER ROWLAND3 | 205 N SUNSET BLVD CAPE GIRARDEAU, MO 63701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 208 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 208 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 148 | $1.0M |
| Dental | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 148 | $1.0M |
| Vision | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 148 | $1.0M |
| Life insurance(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 208 | $34K |
| Other(2 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 6 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 208 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.