See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHY ALLIANCE LIFE INSURANCE EIN 86-0257201 PROVIDER | Claims processing; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Float revenue Service code 12 | 100 MADISON STREET STE 800 SYRACUSE, NY 13202 | $161K |
| COTTINGHAM AND BUTLER INSURANCE EIN 42-0198040 PROVIDER | Other fees; Insurance agents and brokers; Other commissions; Other services; Insurance brokerage commissions and fees Service code 22 | 800 MAIN STREET DUBUQUE, IA 52001 | $0 |
| INGENIORX, INC. EIN 82-3062245 PROVIDER | Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Claims processing Service code 12 | 450 HEADQUARTERS PLAZA, 7TH FLOOR MORRISTOWN, NJ 07960 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 106 | $862K |
| Dental | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 106 | $862K |
| Vision | VISION SERVICE PLAN | 103 | $20K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 394 | $10K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 394 | $10K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 394 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 394 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.