Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Vision | Vision | |
Life | Life |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 2 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,228 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,176 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 5,404 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 4,975 | $569K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 14,987 | $362K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,987 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUM RX EIN 33-0441200 NONE | Direct payment from the plan; Float revenue; Claims processing; Other fees Service code 12 | — | $34.4M |
| IBEW-NECA SERVICE CENTER EIN 43-0896804 COMMON AFFILIATION | Contract Administrator Service code 13 | — | $3.1M |
| CIGNA HEALTH AND LIFE INSURANCE COM EIN 59-1031071 NONE | Other services; Participant communication Service code 38 | — | $1.7M |
| THE SEGAL COMPANY NONE | Consulting (general); Actuarial Service code 11 | 101 NORTH WACKER DRIVE CHICAGO, IL 60606 | $285K |
| H&H HEALTH ASSOCIATES INC. EIN 43-1710299 NONE | Other services Service code 49 | — | $254K |
| DELTA DENTAL EIN 43-0908349 NONE | Contract Administrator; Claims processing Service code 12 | — | $202K |
| ZELIS PAYMENTS HOLDINGS LLC NONE | Other services Service code 49 | 744 OFFICE PARKWAY ST. LOUIS, MO 63141 | $168K |
| COMMERCE BANK EIN 48-0962626 NONE | Investment management Service code 28 | — | $138K |
| SHELTON CAPITAL MANGEMENT NONE | Investment management Service code 28 | 1875 LAWRENCE ST STE. 300 DENVER, CO 80202 | $129K |
| ROCKWOOD CAPITAL ADVISORS EIN 43-1775815 NONE | Investment management Service code 28 | — | $129K |
| EVERNORTH BEHAVIORAL HEALTH NONE | Other services; Direct payment from the plan Service code 49 | 1 EXPRESS WAY ST. LOUIS, MO 63121 | $112K |
| ANDERS MINKLER HUBER HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $83K |
| SCHUCHAT, COOK & WERNER EIN 43-0763010 NONE | Legal Service code 29 | — | $60K |
| A&S FINANCIAL SERVICES NONE | Other services Service code 49 | 1800 SE 3RD AVE FORT LAUDERDALE, FL 33316 | $43K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Other insurance fees and expenses Service code 73 | — | $36K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Investment management fees paid indirectly by plan; Custodial (securities); Other fees; Investment management fees paid directly by plan Service code 19 | — | $26K |
| SDA, INCORPORATED NONE | Other services Service code 49 | 900 SOUTH HIGHWAY DRIVE, SUITE 102 FENTON, MO 63026 | $25K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Investment advisory (plan) Service code 27 | — | $23K |
| INK SPOT NONE | Other fees Service code 99 | 3433 HAMPTON AVE ST. LOUIS, MO 63139 | $17K |
| HANOVER INSURANCE GROUP NONE | Insurance services Service code 23 | 10820 SUNSET OFFICE DRIVE ST. LOUIS, MO 63127 | $6K |
| SUSAN L PORTAS NONE | Accounting (including auditing) Service code 10 | 954 GLENBROOK AVE ST. LOUIS, MO 63122 | $5K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
11 filings · 2015 to 2025