No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EASTERN IOWA FRINGE BENEFIT FUNDS EIN 42-1395230 NONE | Contract Administrator Service code 13 | 1831 16TH AVE SW CEDAR RAPIDS, IA 52404 | $169K |
| BLAKE & UHLIG, P.A. EIN 48-0918231 NONE | Legal Service code 29 | — | $79K |
| FOSTER & FOSTER NONE | Consulting (general) Service code 16 | ONE OAKBROOK TERRACE, SUITE 812 OAK BROOK TERRACE, IL 60181 | $47K |
| MEKETA INVESTMENT GROUP EIN 35-2323525 NONE | Investment advisory (plan) Service code 27 | 525 W. MONROE STREET, SUITE 560 CHICAGO, IL 60661 | $25K |
| UHY, LLP EIN 20-0694403 NONE | Accounting (including auditing) Service code 10 | 4200 UNIVERSITY AVE, SUITE 410 WEST DES MOINES, IA 50266 | $22K |
| BRADLEY HAUGE, CPA NONE | Accounting (including auditing) Service code 10 | 4807 MARY GREEN CT, NE CEDAR RAPIDS, IA 52411 | $18K |
| ROMOLO & ASSOCIATES EIN 37-1077733 NONE | Accounting (including auditing) Service code 10 | 1700 W. LUTHY DRIVE PEORIA, IL 61615 | $10K |
| MACNELL ACCOUNTING & CONSULTING NONE | Accounting (including auditing) Service code 10 | 1153 SOUTH LEE STREET, UNIT 137 DES PLAINES, IL 60016 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 533 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 29 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 562 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WLLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 555 | $4.9M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 531 | $269K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 555 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.