| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE INSURANCE CENTER3 | 701 SAND LAKE RD ONALASKA, WI 54650 | QUARTZ HEALTH BENEFIT PLANS CORPORATION | $30K | — | $30K | 1.51% |
| T I C INC3 Filed as: T.I.C., INC. | 701 SAND LAKE RD. ONALASKA, WI 54650 | DELTA DENTAL OF WISCONSIN | $11K | — | $11K | 6.35% |
| T I C INC3 Filed as: T I C INC. | 701 SAND LAKE RD ONALASKA, WI 54650 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18K | — | $18K | 18.94% |
| T I C INC3 | 701 SAND LAKE RD ONALASKA, WI 54650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $5K | $12K | 13.38% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | DBA THE INSURANCE CENTER 701 SAND LAKE RD ONALASKA, WI 54650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 7.53% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $756 | $756 | 0.84% |
| T I C INC3 | 701 SAND LAKE RD ONALASKA, WI 54650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $3K | $7K | 14.26% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | DBA THE INSURANCE CENTER 701 SAND LAKE RD ONALASKA, WI 54650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 7.51% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $477 | $477 | 0.97% |
| TIC INC3 Filed as: TIC INC. | 701 SAND LAKE RD. ONALASKA, WI 54650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 13.85% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | DBA THE INSURANCE CENTER 701 SAND LAKE RD. ONALASKA, WI 54650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 7.64% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $318 | $318 | 0.93% |
| T I C INC3 Filed as: T.I.C, INC | 701 SAND LAKE ROAD ONALASKA, WI 54650 | WYSSTA INSURANCE COMPANY INC | $1K | — | $1K | 5.07% |
| T I C INC3 | 701 SAND LAKE RD ONALASKA, WI 54650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $363 | $327 | $690 | 14.16% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | DBA THE INSURANCE CENTER 701 SAND LAKE RD ONALASKA, WI 54650 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $368 | — | $368 | 7.55% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $47 | $47 | 0.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 359 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 361 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QUARTZ HEALTH BENEFIT PLANS CORPORATION | 438 | $2.0M |
| Dental | DELTA DENTAL OF WISCONSIN | 257 | $171K |
| Vision | WYSSTA INSURANCE COMPANY INC | 220 | $21K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 359 | $54K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 137 | $90K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 359 | $34K |
| Prescription drug | QUARTZ HEALTH BENEFIT PLANS CORPORATION | 438 | $2.0M |
| Other(4 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 359 | $241K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 438 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.