See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 10 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 15 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELLMARK EIN 42-0318333 ADMINISTRATOR | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | — | $2.6M |
| DELTA DENTAL EIN 42-0959302 ADMINISTRATOR | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | — | $150K |
| SPENCER FANE LLP EIN 44-0561981 LEGAL | Legal Service code 29 | — | $44K |
| ASSOCIATED BENEFITS CORPORATION EIN 42-1279416 PLAN ADMINISTRATOR | Direct payment from the plan; Plan Administrator Service code 14 | — | $41K |
| BRAL NIEDERT PRIVATE WEALTH ADVISOR INVESTMENT MGMT | Investment management; Investment management fees paid directly by plan Service code 28 | 6701 WESTOWN PARKWAY SUITE 260 WEST DES MOINES, IA 50266 | $36K |
| CBIZ CPAS P.C. EIN 43-1947696 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $35K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 AUDTOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $25K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,946 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 61 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,007 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 3,938 | $0 |
| Dental | DELTA DENTAL OF IOWA | 4,412 | $0 |
| Vision | VISION SERVICE PLAN | 2,194 | $538K |
| Life insurance(2 contracts) | STANDARD INSURANCE COMPANY | 4,340 | $1.8M |
| Long-term disability(2 contracts) | STANDARD INSURANCE COMPANY | 3,980 | $957K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,936 | $3.3M |
| Other(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 4,340 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,936 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.