| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CATALYST BENEFITS GROUP LLC3 Filed as: CATALYST BENEFITS GROUP, LLC | 1133 E. 33RD PLACE TULSA, OK 74105 | BLUECROSS BLUESHIELD OF OKLAHOMA | $29K | $4K | $33K | 1.81% |
| INSZONE INSURANCE SERVICES LLC3 | 2721 CITRUS RD STE A RANCHO CORDOVA, CA 95742 | BLUECROSS BLUESHIELD OF OKLAHOMA | $26K | — | $26K | 1.39% |
| CATALYST BENEFITS GROUP LLC3 Filed as: CATALYST BENEFITS GROUP, LLC | 1133 E 33RD PL TULSA, OK 741052501 | PRINCIPAL LIFE INSURANCE COMPANY | $31K | — | $31K | 8.53% |
| INSZONE INSURANCE SERVICES LLC3 Filed as: INSZONE INSURANCE SERVICE LLC | 2721 CITRUS RD STE A RANCHO CORDOVA, CA 95742 | PRINCIPAL LIFE INSURANCE COMPANY | $14K | $7K | $20K | 5.46% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC. | 7136 S. YALE AVENUE, STE 300 TULSA, OK 741366373 | PRINCIPAL LIFE INSURANCE COMPANY | — | $13K | $13K | 3.43% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 7136 S YALE AVE, STE 300 TULSA, OK 74136 | PRINCIPAL LIFE INSURANCE COMPANY | — | $6K | $6K | 1.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 335 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 335 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 372 | $1.8M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 335 | $368K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 335 | $368K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 335 | $368K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 335 | $368K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 335 | $368K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 335 | $368K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 372 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.