See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 17 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BCBSMN, INC. EIN 41-0984460 ADMIN FEES | Claims processing; Contract Administrator Service code 12 | — | $1.2M |
| LYRA HEALTH EIN 47-2935915 ADMIN FEES | Claims processing; Contract Administrator Service code 12 | — | $258K |
| WILLIS TOWERS WATSON MIDWEST EIN 34-1174529 BROKER | Actuarial; Direct payment from the plan Service code 11 | — | $184K |
| CVS/CAREMARK EIN 05-0340626 ADMIN FEES | Claims processing; Contract Administrator Service code 12 | — | $102K |
| HINGE HEALTH EIN 81-1884841 FEES | Claims processing; Contract Administrator Service code 12 | — | $97K |
| DDMN ASO, LLC EIN 41-1852523 ADMIN FEES | Contract Administrator; Claims processing Service code 12 | — | $53K |
| RPW SOLUTIONS LLC EIN 88-1100312 FEES | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $37K |
| BENECO EIN 45-5138085 FEES | Contract Administrator; Claims processing Service code 12 | — | $16K |
| OPTUM EIN 45-4683454 FEES | Claims processing; Contract Administrator Service code 12 | — | $9K |
| ALERUS COBRA EIN 45-0140105 COBRA EXPENSES | Contract Administrator; Claims processing Service code 12 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,996 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 39 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,048 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 779 | $137K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,221 | $794K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,221 | $794K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,221 | $794K |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,221 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,221 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.