No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS EIN 13-3689044 RECORD KEEPER | Finders' fees / placement fees; Claims processing; Float revenue; Distribution (12b-1) fees; Recordkeeping fees; Account maintenance fees; Participant communication; Investment management; Shareholder servicing fees; Direct payment from the plan; Sales loads (front end and deferred); Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant loan processing Service code 12 | — | $110K |
| ROBERT W. BAIRD & CO. EIN 39-6037917 CONSULTANT | Insurance brokerage commissions and fees; Consulting (general) Service code 16 | — | $97K |
| HARBOR WEALTH MANAGEMENT LLC EIN 26-0878303 ADVISOR | Accounting (including auditing); Consulting (general) Service code 10 | — | $14K |
| CRI SECURITIES, LLC SECURITIES BROKER | Consulting (general); Insurance brokerage commissions and fees Service code 16 | 400 N ROBERT ST ST PAUL, MN 55101 | $11K |
| SUMMIT PLANNING GROUP EIN 39-1980229 BROKER | Consulting (general); Insurance brokerage commissions and fees Service code 16 | — | $9K |
| CHARLES SCHWAB & CO., INC. EIN 94-1737782 SECURITIES BROKER | Securities brokerage commissions and fees; Securities brokerage Service code 33 | — | $4K |
| CHARLES SCHWAB & CO, INC. | Valuation (appraisals, etc.); Securities brokerage commissions and fees; Securities brokerage Service code 33 | — | $0 |
| NATIONAL FINANCIAL SERVICES EIN 04-3523567 SECURITIES BROKER | Securities brokerage; Securities brokerage commissions and fees Service code 33 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,753 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 333 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 9 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 2,111 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Self-funded plan with no stop-loss carrier attached. Catastrophic-risk exposure; stop-loss specialist sales target.