| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JEROD THOMAS SPAETH3 | 330 E KILBOURN AVE STE 950 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $3K | $734 | $4K | 18.00% |
| DI MEGLIO FNCL GRP LLC3 | 330 E KILBOURN AVE STE 950 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $582 | $70 | $652 | 3.22% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL MIDWEST LTD DBA COMPASS | 1205 CEDAR RD. MOSINEE, WI 54455 | WYSSTA INSURANCE COMPANY | $1K | — | $1K | 7.33% |
| JEROD THOMAS SPAETH3 | 330 E. KILBOURN AVE. SUITE 950 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $735 | $185 | $920 | 16.34% |
| DI MEGLIO FNCL GRP LLC3 | 330 E. KILBOURN AVE. SUITE 950 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $147 | $18 | $165 | 2.93% |
| JEROD THOMAS SPAETH3 | 330 E. KILBOURN AVE. STE. 950 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $471 | $119 | $590 | 17.13% |
| DI MEGLIO FNCL GRP LLC3 | 330 E. KILBOURN AVE. STE. 950 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $94 | $11 | $105 | 3.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | WYSSTA INSURANCE COMPANY | 0 | $16K |
| Life insurance | NORTHWESTERN MUTUAL | 0 | $6K |
| Short-term disability | NORTHWESTERN MUTUAL | 0 | $3K |
| Long-term disability | NORTHWESTERN MUTUAL | 0 | $20K |
| Other | NORTHWESTERN MUTUAL | 0 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.