| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: BENEFIT ALLIANT LLC | PO BOX 11267 MILWAUKEE, WI 53211 | HUMANA INSURANCE COMPANY | $28 | $0 | $28 | 0.75% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE, INC. | 318 SOUTH WASHINGTON STREET SUITE 200 GREEN BAY, WI 54301 | HUMANA INSURANCE COMPANY | -$94 | $0 | -$94 | -2.53% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE, INC. | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | HUMANA INSURANCE COMPANY | -$190 | $0 | -$190 | -5.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA WISCONSIN HEALTH ORGANIZATION INSURANCE CORP. | 135 | $1.4M |
| Dental | HUMANADENTAL INSURANCE COMPANY | 117 | $86K |
| Vision | HUMANA INSURANCE COMPANY | 135 | $4K |
| Life insurance | HUMANA INSURANCE COMPANY | 135 | $4K |
| Prescription drug(2 contracts, 2 carriers) | HUMANA WISCONSIN HEALTH ORGANIZATION INSURANCE CORP. | 135 | $1.4M |
| Other | HUMANA INSURANCE COMPANY | 135 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 135 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.