| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 245 SOUTH EXECUTIVE DRIVE SUITE 200 BROOKFIELD, WI 53005 | KAISER FOUNDATION HEALTH PLAN, INC. | $168K | $0 | $168K | 3.68% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD, 5TH FLOOR ROLLING MEADOWS, IL 60008 | SUN LIFE ASSURANCE COMPANY OF CANADA | $45K | $12K | $57K | 8.86% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 245 SOUTH EXECUTIVE DRIVE SUITE 200 BROOKFIELD, WI 53005 | UNITEDHEALTHCARE INSURANCE COMPANY | $18K | $0 | $18K | 4.75% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD, SUITE 1000 ROLLING MEADOWS, IL 60008 | WYSSTA INSURANCE COMPANY, INC. | $8K | — | $8K | 10.10% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | ARAG INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| VERITAS INSURANCE SOLUTIONS, LLC3 | 7445 CROSS COUNTY ROAD, SUITE 10 NORTH CHARLESTON, SC 29418 | AFLAC | $961 | $0 | $961 | 6.97% |
| RYAN BOTINDARI3 | 2675 ORCHID AVENUE NORTH CHARLESTON, SC 29405 | AFLAC | $145 | $0 | $145 | 1.05% |
| KRISTIN SWISHER-MCFADDEN3 | 1820 WEST CANNING DRIVE MOUNT PLEASANT, SC 29466 | AFLAC | $116 | $16 | $132 | 0.96% |
| RICHARD JOHNSTON3 | 424 OTIS ROAD WALTERBORO, SC 29488 | AFLAC | $97 | $0 | $97 | 0.70% |
| MARK RICHARD PRASCH3 | 9713 FLOODED FIELD DRIVE LADSON, SC 29456 | AFLAC | $9 | $0 | $9 | 0.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 841 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 147 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 993 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 618 | $4.9M |
| Vision | WYSSTA INSURANCE COMPANY, INC. | 623 | $76K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,011 | $646K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,011 | $646K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,011 | $646K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 618 | $4.9M |
| Other(4 contracts, 4 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,011 | $695K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,011 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.