No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| E CRAIG YOUNG EIN 38-6233909 EMPLOYEE (WAGES PAID) | Direct payment from the plan; Employee (plan) Service code 30 | P O BOX 71337 MADISON HEIGHTS, MI 48071 | $52K |
| DENISE GIPSON EIN 38-6233909 EMPLOYEE (WAGES PAID) | Employee (plan); Direct payment from the plan Service code 30 | P O BOX 71337 MADISON HEIGHTS, MI 48071 | $44K |
| MCCLAIN SMITH & WENZ PC EIN 38-3382520 AUDITOR OF PARENT ORGANIZ | Accounting (including auditing); Direct payment from the plan Service code 10 | 6915 ROCHESTER RD, 100 TROY, MI 48084 | $39K |
| UNITED ACTUARIAL SERVICES INC. EIN 35-2156428 NONE | Direct payment from the plan; Actuarial Service code 11 | 11590 MERIDIAN ST,STE 610 CARMEL, IN 46032 | $23K |
| COMERICA BANK EIN 42-1741646 NONE | Shareholder servicing fees; Other services; Other investment fees and expenses; Direct payment from the plan; Float revenue; Custodial (securities) Service code 19 | PO BOX 75000 DETROIT, MI 48275 | $21K |
| WATKINS PAWLICK CALATI & PRIFTI, PC NONE | Legal; Direct payment from the plan Service code 29 | 1423 E 12 MILE RD MADISON HEIGHTS, MI 48071 | $10K |
| SOLXSYS ADMINISTRATIVE SOLUTIONS NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 56 NEW KING ST TROY, MI 48098 | $7K |
| MORGAN STANLEY EIN 94-1671384 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | 34901 WOODWARD, 300 BIRMINGHAM, MI 48009 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 879 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 281 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 600 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 78 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,838 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Self-funded plan with no stop-loss carrier attached. Catastrophic-risk exposure; stop-loss specialist sales target.