| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES P LILL3 Filed as: JAMES LILL | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | BLUE CARE NETWORK OF MICHIGAN | $28K | — | $28K | 1.50% |
| JONATHAN M POPE3 Filed as: JONATHAN POPE | 400 W 4TH STR SUITE 300 ROYAL OAK, MI 48067 | BLUE CARE NETWORK OF MICHIGAN | $27K | — | $27K | 1.45% |
| JONATHAN M POPE3 Filed as: JONATHAN POPE | 400 W 4TH STREET SUITE 300 ROYAL OAK, MI 48067 | BLUE CROSS BLUE SHIELD OF MICHIGAN | — | $10K | $10K | 1.49% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | BLUE CROSS BLUE SHIELD OF MICHIGAN | — | $814 | $814 | 0.12% |
| CAMBRIDGE CONSULTING GROUP LLC3 | 400 W 4TH STR. SUITE 300 ROYAL OAK, MI 48067 | STARMOUNT LIFE INSURANCE COMPANY | $9K | $2K | $11K | 6.80% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | STARMOUNT LIFE INSURANCE COMPANY | $6K | — | $6K | 3.84% |
| CAMBRIDGE CONSULTING GROUP LLC3 | 400 W 4TH STR. SUITE 300 ROYAL OAK, MI 48067 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | $3K | $16K | 10.98% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 6.06% |
| CAMBRIDGE CONSULTING GROUP LLC3 | 400 W 4TH STR. SUITE 300 ROYAL OAK, MI 48067 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $2K | $9K | 11.16% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 5.90% |
| CAMBRIDGE CONSULTING GROUP LLC3 | 400 W 4TH STR. SUITE 300 ROYAL OAK, MI 48067 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $982 | $3K | 8.95% |
| AXION RMS LTD3 Filed as: AXION RMS LTD. | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 3.29% |
| CAMBRIDGE CONSULTING GROUP LLC3 | 400 W 4TH STR. SUITE 300 ROYAL OAK, MI 48067 | UNUM INSURANCE COMPANY | $891 | $152 | $1K | 16.72% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD SUITE 610 LISLE, IL 60532 | UNUM INSURANCE COMPANY | $51 | — | $51 | 0.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 249 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 249 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 343 | $2.6M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 197 | $159K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 343 | $694K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 249 | $35K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 125 | $150K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 249 | $185K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 343 | $2.6M |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 249 | $125K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 343 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.