See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 11 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMY J. HALL AGENT | Non-monetary compensation; Insurance brokerage commissions and fees; Other commissions; Other fees; Insurance agents and brokers Service code 22 | 25900 W. 11 MILE RD STE 21 SOUTHFIELD, MI 48034 | $105K |
| ASSURED PARTNERS OF MICHIGAN LLC AGENT | Insurance brokerage commissions and fees; Other fees; Other commissions; Non-monetary compensation; Insurance agents and brokers Service code 22 | 25900 W. 11 MILE RD STE 21 SOUTHFIELD, MI 48034 | $29K |
| CENTRO BENEFITS GROUP, LLC AGENT | Other fees; Other commissions; Insurance brokerage commissions and fees; Non-monetary compensation; Insurance agents and brokers Service code 22 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 300 | $3.2M |
| Dental | DELTA DENTAL OF MICHIGAN | 294 | $175K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 300 | $3.2M |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 149 | $55K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 149 | $82K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 149 | $48K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 300 | $3.2M |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 155 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 300 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.