| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DEAN E. AUSTIN3 Filed as: DEAN HILL | P.O. BOX 488 ALLEN PARK, MI 48101 | MCLAREN | $17K | — | $17K | 3.59% |
| FRANKLIN BENEFIT SOLUTIONS3 | 2444 E. HILL ROAD GRAND BLANC, MI 48439 | MCLAREN | $1K | — | $1K | 0.31% |
| DEAN E. AUSTIN3 Filed as: DEAN HILL | P.O. BOX 488 ALLEN PARK, MI 48101 | UNITEDHEALTHCARE INSURANCE CO | $5K | — | $5K | 11.06% |
| DEAN E. AUSTIN3 Filed as: DEAN HILL | P.O. BOX 488 ALLEN PARK, MI 48101 | DELTA DENTAL | $1K | — | $1K | 3.02% |
| FRANKLIN BENEFIT SOLUTIONS3 | — | DELTA DENTAL | $1K | — | $1K | 2.73% |
| DEAN E. AUSTIN3 Filed as: DEAN HILL | — | DELTA DENTAL OF MICHIGAN | $621 | — | $621 | 2.47% |
| FRANKLIN BENEFIT SOLUTIONS3 Filed as: FRANKLIN BENEFIT SOLUTIONS, INC | 2444 E HILL ROAD GRAND BLANC, MI 48439 | DELTA DENTAL OF MICHIGAN | $473 | — | $473 | 1.88% |
| FRANKLIN BENEFIT SOLUTIONS3 Filed as: FRANKLIN BENEFIT SOLUTIONS INC | 2444 E HILL ROAD GRAND BLANC, MI 48439 | AMERITAS | $282 | — | $282 | 2.09% |
| DEAN E. AUSTIN3 Filed as: DEAN HILL | P.O. BOX 488 ALLEN PARK, MI 48101 | AMERITAS | $111 | — | $111 | 0.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MCLAREN | 149 | $478K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL | 87 | $63K |
| Vision | AMERITAS | 64 | $14K |
| Life insurance | UNITEDHEALTHCARE INSURANCE CO | 93 | $45K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE CO | 93 | $45K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE CO | 93 | $45K |
| Prescription drug | MCLAREN | 149 | $478K |
| Other | UNITEDHEALTHCARE INSURANCE CO | 93 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 149 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.