See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAREFIRST BLUECROSS BLUESHIELD EIN 53-0078070 CONTRACT ADMINISTRATOR | Float revenue; Insurance services; Consulting (general); Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Other fees; Claims processing Service code 12 | 10455 MILL RUN CIRCLE OWINGS MILLS, MD 21117 | $147K |
| BUSINESSOLVER.COM, INC. EIN 42-1503807 CLAIMS RECORDKEEPER | Participant communication; Recordkeeping fees; Other fees; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | PO BOX 850411 MINNEAPOLIS, MN 554850411 | $35K |
| CVS CAREMARK EIN 05-0304626 CONTRACT ADMINISTRATOR | Contract Administrator; Insurance services; Direct payment from the plan; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Float revenue; Other fees Service code 12 | 2211 SANDERS ROAD, 10TH FLOOR NORTHBROOK, IA 60062 | $19K |
| WILLIS TOWERS WATSON US LLC EIN 53-0181291 HRA CONSULTING | Consulting (general) Service code 16 | 800 NORTH GLOBE ROAD, FLOOR 10 ARLINGTON, VA 22203 | $8K |
| COMERICA BANK EIN 42-1741646 DIRECTED TRUSTEE | Other services; Other fees; Custodial (securities); Investment management; Other investment fees and expenses; Trustee (bank, trust company, or similar financial institution); Float revenue; Shareholder servicing fees Service code 19 | 411 WEST LAFAYETTE BLVD, MC 3462 DETROIT, MI 48226 | $7K |
| GRANT THORNTON, LLP EIN 36-6055558 PLAN AUDITOR | Accounting (including auditing) Service code 10 | 200 PUBLIC SQUARE, SUITE 100 CLEVELAND, OH 441142339 | $6K |
| SCHWARTZ & CO. EIN 38-2117812 INVESTMENT ADVISOR | Investment advisory (plan) Service code 27 | 3707 W. MAPLE ROAD BLOOMFIELD HILLS, MI 48301 | $5K |
| BDO USA, P.C. EIN 13-5381590 PLAN AUDITOR | Accounting (including auditing) Service code 10 | 2600 WEST BIG BEAVER ROAD SUITE 600 TROY, MI 48084 | $541 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 285 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 285 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 123 | $279K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 123 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.