| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. NJ | 4 OVERLOOK PT. LINCOLNSHIRE, IL 60069 | HARTFORD LIFE AND ACCIDENT | $30K | — | $30K | 2.80% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. NJ | 29840 NETWORK PLACE CHICAGO, IL 606731298 | HARTFORD LIFE AND ACCIDENT | — | $28K | $28K | 2.62% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | — | $3K | $3K | 0.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,918 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,927 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRIORITY HEALTH INSURANCE COMPANY | 3,569 | $720K |
| Vision | VISION SERVICE PLAN | 1,619 | $402K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 2,713 | $1.1M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 2,713 | $1.1M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 2,713 | $1.1M |
| Prescription drug | PRIORITY HEALTH INSURANCE COMPANY | 3,569 | $720K |
| Other | HARTFORD LIFE AND ACCIDENT | 2,713 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,569 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.