| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANDREW SCHEIDT3 | 2401 WEST BIG BEAVER ROAD SUITE 400 TROY, MI 48084 | BLUE CARE NETWORK OF MICHIGAN | $99K | — | $99K | 12.56% |
| HYLANT GROUP INC3 | 220 PARK STREET SUITE 2 BIRMINGHAM, AL 48009 | BLUE CARE NETWORK OF MICHIGAN | — | $996 | $996 | 0.13% |
| ANDREW SCHEIDT3 | 2401 WEST BIG BEAVER ROAD SUITE 400 TROY, MI 48084 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $12K | — | $12K | 6.80% |
| HYLANT GROUP INC3 | 220 PARK STREET SUITE 2 BIRMINGHAM, AL 48009 | BLUE CROSS BLUE SHIELD OF MICHIGAN | — | $605 | $605 | 0.33% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| HYLANT GROUP INC3 | 201 DEPOT STREET SUITE 100 ANN ARBOR, MI 48104 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $623 | $623 | 4.01% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| HYLANT GROUP INC3 | 201 DEPOT STREET SUITE 100 ANN ARBOR, MI 48104 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $385 | $385 | 4.00% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| HYLANT GROUP INC3 | 201 DEPOT STREET SUITE 100 ANN ARBOR, MI 48104 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $380 | $380 | 4.62% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLDELO, OH 43604 | FOUR EVER LIFE INS CO | $465 | — | $465 | 15.00% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $248 | — | $248 | 14.98% |
| HYLANT GROUP INC3 | 201 DEPOT STREET SUITE 100 ANN ARBOR, OH 48104 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | — | $90 | $90 | 5.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 7 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 174 | $972K |
| Dental | BLUE CROSS BLUE SHIELD OF MICHIGAN | 174 | $182K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 174 | $182K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 142 | $24K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 142 | $10K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 174 | $972K |
| Other(5 contracts, 4 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 142 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.