No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERCER INVESTMENT MANAGEMENT EIN 30-0282430 NONE | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan Service code 51 | — | $581K |
| APTIA INSURANCE SERVICES GROUP, LLC EIN 93-1669497 NONE | Other fees; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication Service code 15 | — | $176K |
| RISK PROGRAM ADMINISTRATORS LLC EIN 30-0837669 NONE | Contract Administrator; Copying and duplicating Service code 13 | — | $120K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $41K |
| MERCER HEALTH & BENEFITS ADMIN. LLC EIN 20-3640590 NONE | Other fees; Participant communication; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $15K |
| NORTHERN TRUST EIN 36-1561860 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $10K |
| STATE STREET RESEARCH & MANAGEMENT EIN 13-3142135 NONE | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan Service code 51 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,859 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,859 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 1,556 | $12.0M |
| Dental | AETNA LIFE INSURANCE COMPANY | 1,556 | $6.3M |
| Vision | AETNA LIFE INSURANCE COMPANY | 1,556 | $6.3M |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 2,859 | $6.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,859 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.