| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES, INC. OF HAWAII | 201 MERCHANT STREET, SUITE 2400 HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $3K | — | $3K | 2.30% |
| NOGUCHI & ASSOCIATES INC.3 | 1314 S KING ST SUITE 560 HONOLULU, HI 96814 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $1K | $4 | $1K | 1.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES, INC. OF HAWAII | 201 MERCHANT STREET, SUITE 2400 HONOLULU, HI 96813 | HAWAII DENTAL SERVICE | $1K | — | $1K | 1.34% |
| NOGUCHI & ASSOCIATES INC.3 | 1314 S KING ST SUITE 560 HONOLULU, HI 96814 | HAWAII DENTAL SERVICE | $768 | — | $768 | 0.99% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS INC. | 897 12TH STREET PO BOX 1116 HAMMONTON, NJ 08037 | RELIASTAR LIFE INSURANCE COMPANY | $11K | — | $11K | 43.49% |
| ORI-GEN NOGUCHI, LLC DBA NOGUCHI &3 Filed as: ORI-GEN NOGUCHI LLC | 1314 S KING ST SUITE 560 HONOLULU, HI 96814 | RELIASTAR LIFE INSURANCE COMPANY | $5K | — | $5K | 21.27% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 60673 | RELIASTAR LIFE INSURANCE COMPANY | $1K | — | $1K | 4.01% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES, INC. OF HAWAII | PO BOX 201 HONOLULU, HI 96810 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| NOGUCHI & ASSOCIATES INC.3 | 1314 S KING ST SUITE 560 HONOLULU, HI 96814 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. OF HAWAII | PO BOX 955909 ST LOUIS, MO 631955909 | VISION SERVICE PLAN | $722 | — | $722 | 5.75% |
| NOGUCHI & ASSOCIATES INC.3 | 1314 S KING ST SUITE 560 HONOLULU, HI 96814 | VISION SERVICE PLAN | $102 | — | $102 | 0.81% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. OF HAWAII | PO BOX 201 HONOLULU, HI 96810 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| NOGUCHI & ASSOCIATES INC.3 | 1314 S KING ST SUITE 560 HONOLULU, HI 96814 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES-HONOLULU | 201 MERCHANT STREET, SUITE 1100 HONOLULU, HI 96813 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $811 | — | $811 | 11.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 110 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 110 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 157 | $1.1M |
| Dental | HAWAII DENTAL SERVICE | 108 | $77K |
| Vision(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 106 | $152K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 97 | $20K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 97 | $10K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN OF HAWAII | 17 | $140K |
| Other(3 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 97 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 157 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.