No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TRUE SCRIPTS NONE | Claims processing; Contract Administrator Service code 12 | 513 E SOUTH ST WASHINGTON, IN 47501 | $589K |
| EMPLOYERS COALITION ON HEALTH EIN 36-3943539 NONE | Contract Administrator Service code 13 | — | $402K |
| NORTHERN ILLINOIS HEALTH PLAN EIN 36-3467041 NONE | Claims processing; Plan Administrator; Contract Administrator Service code 12 | — | $256K |
| SMART LOCAL 219 EIN 36-1764275 AFFILIATED UNION | Plan Administrator Service code 14 | — | $68K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Accounting (including auditing) Service code 10 | — | $48K |
| DMI GROUP, INC. EIN 20-2917318 NONE | Consulting (general) Service code 16 | — | $26K |
| ILLINOIS BANK & TRUST EIN 36-1060280 NONE | Custodial (other than securities) Service code 18 | — | $18K |
| MEKETA INVESTMENT GROUP EIN 04-2659023 NONE | Investment advisory (plan) Service code 27 | — | $12K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Other services Service code 49 | — | $12K |
| O'SULLIVAN AND ASSOCIATES EIN 20-8199367 NONE | Actuarial Service code 11 | — | $6K |
| CHARLES SCHWAB & CO. INC. EIN 94-1737782 NONE | Custodial (securities); Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Float revenue Service code 19 | — | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 399 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 57 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 456 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 459 | $25K |
| Stop-loss / reinsurancereinsurance | BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY | 449 | $370K |
| Other | SYMETRA LIFE INSURANCE COMPANY | 459 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 459 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.