No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SECURIAN FINANCIAL SERVICES, INC EIN 41-1919752 NONE | Direct payment from the plan; Investment advisory (participants); Consulting (general) Service code 16 | — | $86K |
| BMO HARRIS BANK NA EIN 36-2085229 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Custodial (securities); Distribution (12b-1) fees; Recordkeeping fees; Trustee (bank, trust company, or similar financial institution); Redemption fees; Copying and duplicating; Shareholder servicing fees; Participant loan processing; Float revenue; Trustee (directed); Direct payment from the plan Service code 15 | — | $48K |
| ONEAMERICA RETIREMENT SERVICES LLC EIN 46-5378846 NONE | Shareholder servicing fees; Direct payment from the plan; Recordkeeping fees; Distribution (12b-1) fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication Service code 15 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 353 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 40 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 395 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 6 | $624 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.